Understanding Uber Injury Lawsuits and Legal Options: What You Should Know

Ridesharing with Uber has transformed transportation. With just a tap on your phone, a ride is available at your fingertips, making transportation more convenient than ever. Despite its convenience, risks still exist. Accidents can happen, leading to potential passenger injuries.

In this article, what kinds of injuries are most common in Uber accidents, the process of determining fault, along with legal options for pursuing a claim.

Common Uber Injuries

An Uber accident can cause a variety of injuries, particularly when the vehicle is in an accident. Some of the most common injuries that occur include:

Whiplash: Whiplash often results from rear-end crashes, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.

Fractures: Broken bones are common in severe crashes. Such injuries often require long recovery periods and surgery.

Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.

Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.

Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.

Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Some of these wounds may require stitches or surgical repair.

Determining Liability in Uber Injury Cases

Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.

Driver Liability: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.

A Different Driver: If another motorist causes the crash, they could uber cab news lawsuit bear the blame.

Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.

Liability from Third Parties: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.

Insurance Coverage for Uber Accidents

The amount of insurance Uber provides depends on when the accident happens. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.

Driver Offline: If the driver is not using the Uber app, their personal insurance applies.

Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Steps in an Uber Injury Lawsuit

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.